Give back with your home loan refinance. We review your current mortgage comparing rate, features and flexibility options with 30+ lenders competing for your business and a donation to your chosen cause when you settle.
Your smarter home loan refinance. Real impact.
Compare across 30+ lenders
Clear, step-by-step refinance process
Your refinance donates to your charity at settlement
Clear advice. Less bank runaround. A straightforward next step.
Industry Memberships & Partnerships.
As you’d expect from Australia’s first social enterprise mortgage broker Goodlend works with trusted lenders and align with respected industry partners to get you best in market service.
Our service comes at no cost to you the borrower allowing you to give to your favourite charity while still getting the best possible home loan for yourself.
Why most home owners stay in the wrong loan for too long
Usually it’s not one big reason – just a few little ones that keep getting put off.
I know I should review it, just haven’t got around to it
It’s such a hassle dealing with banks again
I don’t know if switching is actually worth it for me
I don’t know what a better option looks like for me
I’ve had my loan for years, it’s probably still fine
So the loan stays put. The rate drifts. And your repayments rise while the bank reprices its new customers lower.
Banks are fine with that. We’re not.
Is this for you?
If any of these sound familiar, your loan is probably worth a look over:
My home loan rate hasn’t been reviewed in over a year
I’m not sure if my home loan rates, repayment or features are still competitive
I don’t know if switching home loans is worth it for me
I’d switch home loans if someone else could help me
If it’s been a while, it’s probably worth five minutes to find out.
Refinancing, without the runaround
A refinance should do more than just move your loan from one lender to another – it should improve your position.
The problem is the time, the admin, and the back and forth that never seems to end.
We review the things that matter, compare rates, features and flexibility across lenders making sure switching is worth your effort. No chasing, no guesswork.
We flag hurdles like valuations or income checks early, explain the trade-offs and keep the admin moving so you are not left chasing updates.
And when your refinance settles, a portion of our fee goes to a cause you choose. Better outcome for you. Something good built in.
Better deal. Less effort. Sorted.
How refinancing with us works
Quick Review
Share a few details online or book a short call so we can understand your current loan, what you want to achieve and whether it’s worth the switch.
Assessment
We assess your current position and tell you if you should stay put, negotiate with your current lender or refinance usually within 24 hours.
Start the Process
If refinancing makes sense we guide you through the options from application to settlement.
Impact
We donate a portion of our fee to your chosen charity at zero cost to you.
A refinance that does more
Most brokers focus on the rate.
We do too. But a refinance should do more than shave a number off your loan.
If switching is worth it, we’ll improve what matters, then donate part of our fee to a cause you care about when your loan settles, at no added cost to you.
Depending on how much you borrow, which lender you select and your situation, your refinance could donate around $500 to $1,000 to a cause you choose at settlement.
No extra steps. No change to the refinance itself. Just your home loan refinance with a little Good built in.
What if your home loan could give back?
You choose the charity, and when your loan settles, we direct a portion of our fee to that cause.
What a refinance should actually improve
Know if switching is worth it
We help you understand whether the savings or loan improvements justify the move.
Get clearer loan options
Rate, fees, features and flexibility explained properly, so you can compare with confidence.
Save your time and mental load
We handle lender back and forth, paperwork and key milestones so the process feels lighter.
Make your loan do more
When your refinance settles, part of our fee goes to a cause you choose.
What you will likely need to get started
Nothing complicated. Usually just enough for us to understand your current position and whether a refinance is worth exploring.
Your current lender, interest rate and rough loan balance
An estimate of your property value
Your annual income and employment details
Questions or goals you want the refinance to solve
Who you’re working with
Backed by 10+ years of helping home owners review their loan properly, improve what matters – we make sure part of our fee goes to a cause they choose at settlement.
We focus on getting the right outcome and keeping it working over time. Clear advice, proper reviews, and a process that doesn’t drag.
Goodlend is a social enterprise mortgage broker. Every loan we settle also contributes to a cause chosen by our customers.
Better lending, done properly, with something Good built in.
Why borrowers refinance with Goodlend
Australia’s first social enterprise mortgage broker
Your loan contributes to your cause
A portion of our fee goes to a charity you choose at settlement.
A portion of our fee goes to a charity you choose at settlement.
We make getting you a better home loan simple and straight forward – banks often complicate.
Clear guidance, no fluff.
Trusted by communities who want better home loan refinance with local impact.
Refinance FAQs
How do I know if refinancing is worth it?
We compare your current rate, features, and costs against live options – and tell you honestly if switching stacks up.
Will refinancing take a lot of time?
There is always some information to provide, but we’ll keep the process clear, tell you what matters first, and let you know early if a refinance is unlikely to stack up.
Can I refinance if my situation has changed?
Possibly – changed income, new debts, or a shift in property value can all affect eligibility – we’ll assess what’s realistic early on.
How does the giving part work?
We donate some of our fee to your chosen cause after settlement – at no cost to you.
Does the donation make my loan cost more?
No. It is funded from our fee paid for by the bank – at zero cost to you.
See if your current home loan is still working for you
We’ll review your current position and explain your options clearly. If it’s worth switching we’ll guide you through the refinance process without the usual runaround.
Ready to make an impact with your loan?
Please tell us more about your goals. We look forward to meeting you and discussing your lending needs.