We help first home buyers understand borrowing power, deposit and upfront costs, lender options, from pre-approval to buying their first home. And when you settle we donate a portion of our fee to your favorite cause.
Ready to buy your first home? Start with clarity and something Good.
Step-by-step support for first home buyers
Deposit, costs and lender selection explained simply
A home loan that gives back from settlement
Clear steps. No jargon. No guesswork.
Industry Memberships & Partnerships.
As you’d expect from Australia’s first social enterprise mortgage broker Goodlend works with trusted lenders and align with respected industry partners to get you best in market service.
Our service comes at no cost to you the borrower allowing you to give to your favourite charity while still getting the best possible home loan for yourself.
Why buying your first home feels harder than it should
It’s not just the property. It’s the finance, the jargon, the timing, and the fear of getting it wrong.
I don’t even know where to start
Everyone says something different
I’m worried I’ll get rejected
I don’t understand what I actually need or can afford
I don’t want to make a costly mistake
So you wait. Overthink it. Stay stuck longer than you need to.
Banks don’t make it easy. We do.
Is this for you?
If you’re nodding at any of these, you’re probably ready to start.
I’ve started saving my deposit for a home but I’m not sure how much I need to get started
I don’t know how much I can actually borrow to buy a home
I’ve heard about government schemes & grants for first home buyers but don’t know if I qualify
I want to get this right but don’t know the right first step to buy my first home
The first step is usually just knowing where you stand.
Buying your first home, without the confusion
Buying your first home can feel like a lot at once. Deposit. costs. lenders. Timelines and So. Much. Paperwork.
You don’t need to have everything figured out before speaking with us. We help you work out what actually matters and what can wait. From borrowing power, deposit position, upfront buying costs, and which first home buyer schemes or grants may realistically apply to you.
Then we guide you through pre-approval, lender choice, and settlement in plain English. You get clear steps, realistic timelines, and someone translating the fine print as you go.
And when it’s done, your loan does more than just get you into your home – we donate to a charity or cause of your choice.
Clear path. Less stress. Confident next steps.
How getting your first home loan with us works
Start the conversation
Send us a few details or book a call. No pressure, just a clear starting point.
Understand your position
We help you work out how much you may be able to borrow, what cash you need up front and when, and which first home buyer schemes or grants you may be eligible for.
Move forward with a plan
When you are ready, we guide you through pre-approval, lender selection and settlement.
Your first home loan gives back
When your loan settles, we donate a portion of our fee to your chosen cause.
Your first home can do a little more
Most brokers stop once you get the keys. We don’t.
When your first home loan settles, a slice of our fee goes to a cause you choose at zero cost to you. It’s built into how we work, not added onto your loan.
Depending on how much you borrow, which lender you select and your situation, your refinance could donate around $500 to $1,000 to a cause you choose at settlement.
No extra steps. No added cost. Just something Good built into the start of your first home.
What if your first home could give back?
You choose the charity, and when your loan settles, we direct a portion of our fee to that cause.
What first home buyers actually need from a broker
Know where you stand
We break down borrowing power, deposit, government schemes and grants you may be eligible for as well the upfront costs making next steps clear.
Understand your options
We explain lenders, loan features, and trade-offs in plain English, not bank speak.
Move with confidence
From pre-approval to settlement, you know what’s happening, what’s next and what to prepare for.
Start with something Good
When your loan settles, part of our fee goes to a cause you choose.
Get clear on your next steps, move forward with confidence, and start your first home with something Good built in.
What we help you work out before you buy
Whether you’re ready to seek pre-approval or need more time to prepare
How much you may be able to borrow
How much cash you’ll need up front
Which first home buyer schemes or grants you may be eligible for
Which lenders may suit your situation
So you can start inspecting properties with a better sense of what is actually possible.
Who you’re working with
Backed by 10+ years of helping first home buyers make sense of the process, move forward with more confidence – we make their first home loan part of something bigger by donating part of our fee to a cause they choose at settlement.
We are here to make the process easier to understand, not to make it sound more complicated than it is.
We explain what matters, keep the next step clear, and help you move from uncertainty to action with less stress.
Goodlend is Australia’s first social enterprise mortgage broker. Every loan we settle also contributes to a cause chosen by our customers.
Your first home, done properly, with something Good built in.
Why first home buyers ready to buy choose Goodlend
Clear, step-by-step guidance from the start
You know what’s happening at every stage.
Clear view of costs, options and next steps
We explain what matters so you can make the right decision, not just a fast one.
Support from start to settlement
We don’t disappear once you’re approved.
Your loan can contribute to your cause
At settlement, a portion of our fee goes to a charity you choose.
Refinance FAQs
How much deposit do I need to buy my first home?
It depends on the lender, property and whether you are eligible for any grants and schemes but usually 5% – 20%. We’ll help you work out the deposit and total cash as well as your eligibility for government schemes and grants as well as any conditions.
What costs catch first home buyers out?
Stamp duty where applicable, legal costs, inspections, lender fees, and the gap between deposit and total funds needed can all catch first time buyers off guard. We help you map this out early.
How long does first home buyer pre‑approval take?
Depending on your needs, responsiveness, situation and how quick we get the info we can get you pre-approved with lenders in less than 24 hours.
What if I’m self‑employed or have unique circumstances when buying my first home?
That doesn’t rule you out and we can work with a range of situations – self-employed, variable income, smallerl deposits. Tell us your position and we’ll tell you what’s possible
How does the giving part work?
We donate some of our fee to your chosen cause after your first home settles – at no cost to you.
Start your first home journey with more clarity
We’ll help you understand your options, likely costs and next steps so you can move forward with more confidence.
Ready to make an impact with your loan?
Please tell us more about your goals. We look forward to meeting you and discussing your lending needs.
Gariwed Falls Pty Ltd (ACN 682 875 798) ATF Holvor Investments Unit Trust No. 1 trading as Goodlend Mortgage Brokers is a credit representative (Credit Representative Number 556461) of Connective Credit Services Pty Ltd (ACL 389328).